Agapay

Archie's take

Agapay is a solid fit for small to mid-sized businesses that want reliable payment processing with a personal touch and a social impact angle. Its standout feature is the concierge-level support, which is rare in the merchant services space, and the company’s commitment to donating 5% of gross revenue to charity will appeal to values-driven organizations. Agapay covers the basics—credit card processing, e-checks, e-commerce integrations, and POS solutions—but it’s not the best fit for high-volume enterprises needing advanced customization or global payment capabilities. Pricing is competitive for the service level, but businesses with razor-thin margins or highly complex payment needs may find more scalable options elsewhere.